# 🧾 Roth IRA
* 50% Schwab SWPPX (U.S. S&P 500)
* 20% Vanguard VEA (Intl Developed)
* 10% iShares EMXC (Emerging ex-China)
* 10% Avantis Investors AVUV (U.S. Small Value)
* 10% Avantis Investors AVDV (Intl Small Value)
# 🧾 Brokerage
* 80% Schwab SCHB (Total U.S.)
* 20% Schwab SCHF (Intl Developed)
Wondering if I should just drop the Avnatis funds and do SWPPX/VEA/EMXC or drop EMXC and kep Avantis funds. At the end of the day I want roughly 70/30 US/Int split.
And I am too picky for "VT and chill" and I am at Schwab and 38M