Posts  / FZROX  / #POST-221035
REDDIT

Was recommended by fidelity 100% of Roth into FDKLX

M
Mar 2, 2026 · 16:45

I’m 24, have 30k in my Roth IRA currently, just switched over to fidelity from thrivent due to the 1% quarterly fees, and they recommended I use this. I’ve seen it’s not as aggressive as should be at this age. Haven’t placed the order yet, will go through tommorow. I think I might instead do:

70% FZROX

30% FZILX

OR

60% FXAIX

20% FNCMX

20% FZILX

Let me know your thoughts :)