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REDDIT

Looking for some opinions retirement

Hi.

I am 33 been investing on 401K through work decently for the past 7 years and last 3-4 years is when I started putting good % out of my income.

I really like seeing the compounding gain as it gets bigger it grows faster.

Wish I was a bit more educated in my early 20s

I now want to start contributing on a ROTH IRA. Have some savings HYSA that I wanted to front load into a ROTH and then set automated $100/month.

I keep seeing good recomendación based on my retirement year 2060 for FDKLX and seeing how it did in a year made me regret not starting sooner…

I also see people just input into the SP500

I would like to honestly keep it simple and wondering if the FDKXL is safe enough to set and forget it?