Hey all. I am currently interviewing with a company and have found out they have a Simple IRA. I’ve never dealt with those but have been researching. I’m not loving what I’m seeing. It looks like much lower contribution limits, no ROTH option, etc.
Even though they are offering 20% more pay than I make now, coming from someone who maxes their 401k contributions every year this feels like a decent drawback. The gains on those additional contributions being lost over the years really seems like a drawback to me. Would there still be value in considering this job without a 401k?