I dont know what to do. I got this from a sold house cause my dad died. 42yo male in California. waiting on survivors benefit cause I have a disability before 25 and single. I'm not getting shit from SS cause I was paid cash pretty much my life and only 11 years on the books. I have no income. Thinking about a 200k annuity and investing 300k in the market with vanguard ETFs. Im going to talk to an advisor that someone recommended from prudential next week. What your thoughts/suggestions? thanks!