After doing som research, here is what I chose to land on, any suggestions would be great! Currently 36 years old, income around $225,000, two kids (have 529 and UTMA accounts for them)
Brokerage account (currently $50,000)
SCHB 65%
VXUS 35%
Roth IRA (currently $110,000) going for higher risk higher premium long term appreciation. Understand small cap value can underperform for stretches of time
SCHB 30%
VXUS 25%
AVUV 20%
SCHG 15%
AVDV 10%
401k (currently $165,000)
S&P 500 50%
Total international 25%
US Mid Cap 12%
U.S. Small Cap 8%
Total bond 5%
HSA (currently $45,000)
Same setup as 401k but no bonds