With my job I have a 401k I contribute 12% of my income to. I have a Roth IRA I started on my robinhood separate from my individual trading account. Now, I created an account with acorns with a traditional IRA to take advantage of the roundups they invest from your shopping.
My question is having all 3 worth it? Or would my money compound better if it was just thrown into maxing out my Roth and 401k yearly?