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REDDIT

Need advice on a VMRXX large balance 65k+…

B
Feb 24, 2026 · 03:29

Need some advice on how to allocate these funds, 65k in VMRXX, got quite an array of other diversified funds, like gold, BTC, 401k, been maxing Roth IRAs for 3 years with spouse… should I just sell this and keep 3-6 mos emergency fund here and then jsut dump into a brokerage account like VOO, or slowly max out the Roth IRAs each year, but that would take a while lol.

I got a corp job, and my spouse has a side business that brings decent cash in, I’ve been jsut parking it in the VMRXX, in case I need to pull it out for business, but so far I haven’t needed to do that yet…