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REDDIT

Rent house or take equity and invest?

J
Feb 22, 2026 · 03:14

I’m torn right now.

I bought my house in 2020 for $219k and it’s now worth around $300k. We owe about $190k currently. I could rent it for $2200-$2500 a month and I pay around $1450/month. It’s not much income monthly after expenses, but in 25 years, It’ll be paid off and I’d have another asset. I could sell and invest around $100k into the market and let it sit for 25 years.