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REDDIT

Can I contribute to spouse’s 403(b) myself? Ideally trying to do for 2025 & 2026 tax year and I’m assuming 2025 could be posttax contribution only.

R
Feb 19, 2026 · 23:39

My spouse has been only doing max contributions to her 403(b) plan despite my recommendations to ensure it’s max’ed out each year.

I’ve been doing a backdoor Roth each year for her instead but clearly not sufficient.

Can we do posttax contribution until I finally get this straightened out?

Background: Lincoln financial. And yes, salary is sufficient for ira/403b.