Hi, I'm establishing a defined benefit plan (plan to hold \~5 years) and recommendation is to aim for low volatility, 5-6% annual return.
Put it through Gemini and this is what they recommend. Any thoughts or other recommendations? Thanks
|Allocation|Fund|Estimated Yield|
|:-|:-|:-|
|40%|Vanguard Multi-Sector Income Bond ETF (VGMS)|5.7%|
|20%|Vanguard Target Maturity 2031 Corp Bond ETF|5.3%|
|20%|Vanguard Target Maturity 2032 Corp Bond ETF|5.4%|
|20%|Vanguard Target Maturity 2033 Corp Bond ETF|5.5%|