What are your thoughts at this stage in life for retirement investing? I use Vanguard and Charles Schwab for brokerage. Portfolio holdings percentages? Moderate or aggressive? 8-10 yrs out before I call it quits, hopefully. Currently have $950,000 invested among several different mutual funds and individual stocks. Primarily mutual funds like vanguards VGTSX star fund and VTI. The individual stocks are primarily large tech companies, about $100k worth. I need to rebalance the portfolio, currently at about 80% stocks and 20% bonds. Your hypothetical input is appreciate, cheers.