Would appreciate some insight/advice into how I've constructed my portfolio, and my thought process so far.
I'm currently 35-20-20-15-10% in VDC, VEU, GLD, XLV, and QQQ. This is split between a Roth and an individual account.
Obviously, it's super defensive. I am nervous about the run tech's on, and with USD weakening and fed cuts on the horizon, I'm essentially in a holding pattern waiting for direction. I think US wants to inflate off the debt, which would benefit my portfolio. I'm not sure if repricing of AI stocks will happen fast, slowly, or maybe not at all. If it does happen, I can enter those at a discount. But I don't want to be caught in the volatility right now, as I may need some of this money in the future for rent and other expenses.
As a 20-year-old, is this realistic behavior? I kept everything in VOO for the first 3 years I invested, and only recently adopted this new formula upon debasement/AI bubble expectations. Just wanted to put this out there and see what some more experienced people thought.