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REDDIT

Retirement planning, how to diversify

M
Feb 15, 2026 · 14:50

Hi folks,

Planning for retirement. Currently maxing out my 401k so is my wife. Current projections take us to around $6m at 59 for retirement \\\~20 years away. I don't see that being enough to safely draw down given inflation projections etc. Would like to diversify outside of just my 401k. What do folks like to put money in outside of the market?