Here is where I landed. Figure keep brokerage simple and keep contributing. Tweak the Roth if needed over time since there are no tax implications. Let me know your honest opinions. FYI I am with Schwab.
# Brokerage
* 70% SCHB (US total market)
* 30% SCHF (Developed intl)
# Roth
* 50% SCHG (US large growth)
* 25% AVUV (US small value)
* 25% AVNM (Intl tilted: developed + EM, value + profitability + small)