I recently sold my home and got around 175K in profit, but in order to make some interest since my savings has terrible interest rates I put it in a 6 month CD (that I can continue indefinitely if I wanted) at 4%.
Since my income is above 260K, I don't believe I qualify for the tax advantages of the Traditional IRA right and the only way to use Roth would be back door? Should I just put it in a taxable and go the VTI or VOO route?