Say that you were 39yo, 10 years away from retirement from your job, having not invested before and suddenly receiving an inheritance of 200k, where would you invest that money to set yourself up for retirement in 10 years. Hypothetically say I put $14.5k into a roth ira(smh,vti,vxus) about $45k into voo&vti. $40k into 4.3%hysa, and the other 100k is sitting in spaxx right now. Keep buying voo/vti? bonds?