Hey all, just come to write down my concerns, maybe get some advice and or criticism. Currently 28, married, wife is also 28. No kids. Dual income. We don’t make a lot of money. Currently am an EMT in school to become an aircraft mechanic. Wife just needs to pass boards to become a nurse.
As of right now, I feel so behind, and know I am behind. I only have about 5k in an IRA account. We live in a high COL state and now I’m in school full time.
Wife has about 15k in a 401k( plus or minus from her current job) I’m so scared we’ll never be able to retire, and until I finish school we cant really put extra into a retirement account. I plan to put about 10-12% once I finish school, and airlines have some good retirement plans, but I have a ton of catching up to do. As does she.
That’s the end of my rant. Gonna take hard work to catch up. Advice or criticisms welcome. Thank you