As an investor with a majority of his money in the S&P 500, I have noticed that the time in which my investments took the largest hit was around elections. I am predicting that after the upcoming midterm elections in November, there is a chance for some political instability, which in-term could mean some instability in the S&P 500.
If I were a person looking to use their money from investments in early to mid-2027, I'd be thinking “I’m should to shift the money I *need soon* into safer, more stable places so it’s there when I need it.” Particularly for certain index funds, such as the SPDR S&P 500 ETF Trust (SPY).
However, if you are an investor with some extra cash that you are looking to invest, this may be a great time to do so.
Obviously, there is a lot of speculation here. I would love to hear some people's thoughts. I am a relatively amateur investor, so I would love to hear an alternative argument.