Just started a six-figure job in my mid-20s and trying to be smart with money early.
•Does putting 30–40% of income into long term investments make sense? Considering even more.
•I’m currently considering investing in either VOO or SPY to track the S&P 500
•Not looking to lock it into retirement accounts yet
•Want something I can pull from if needed with minimal fees or downside
•Also rebuilding my credit
What would you look into first? I want to be able to use some if needed.