Hi everyone, I had always invested in FZROX in my HSA account, this is the account I set up when I left my last job back in 2023. I had \~34k in it before the current slide, it’s now around 31k. I probably don’t need this money for a while since husband is putting in company HSA account for immediate expenses and he also has about 33k of invested HSA.
Few days before the MSFT earning, I sold around 25k worth of FZROX, I invested 9k in FSPGX, some in FSELX the next day. I have about 11k uninvested. My plan was to invest in more aggressive funds, thus the sell.
Within few days market has changed a lot. So my question is: do you think it makes sense to add some individual stocks? I don’t want to be rash and invest in speculative stocks. I am really considering some software stocks that are already mainstream but have gone down a lot. Sofi, Pltr, Msft, Rddt, Amazon, lam research. I don’t have much, but want to spread the 11k among few stocks.
Do you think it is a good idea? Anyone who has done this, have you regretted? Any stock you think would be great in the list? please no speculative stocks.
TIA!