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REDDIT

Vanguard VFTNX or Institutional Total Stock Market Index

Hello, I am 53 and my full 401k has been in short-term reserves with Vanguard. I have 13-15 more years till retirement and I’d like to invest into Vanguard Domestic Stocks to maximize my returns.

I was interested in investing in VOO until I have 4-5 years left to retire, then my plan is to re-allocate more into bonds. However I don’t see an option for VOO or an ETF that tracks the S&P 500 index. I have these options to invest:

\- VFTNX

\- Vanguard Institutional Total Stock Market Index

Which one of these track the S&P 500 index closer?