Im 21 I just recently put 7500 into a brokerage account.
$3500 into IVV and $3100 into VOO
Ive never done investing on s&p 500s or stocks etc and within a few days if that miney being in there its down over 100$ combined and keeps going down.
I know in the long run i shouldnt be worried I guess im looking for reassurance that its better then just a 4% HYSA because thats what i switched that money from.