Hey everyone,
I’m a Nu holder and wanted to share an experience from a close friend in Brazil who recently decided to use Nu’s app to buy stocks instead of a traditional broker.
Honestly, the experience sounds pretty rough.
Some of the main issues he ran into:
- You can only buy full shares (no fractional shares at all);
- He placed a sell order during market hours, but the cash from the sale didn’t show up immediately in his account;
- No live stock prices, you can’t really track price movements in real time;
- Very limited information on the stocks (no depth, no proper charts, no context);
- App navigation is Portuguese-only, no language flexibility;
- The app feels cluttered with ads pushing credit products and services;
- Buying and selling stocks doesn’t feel smooth or intuitive at all.
This made me wonder:
Is Nu treating stock investing as a serious long-term product, or just a secondary feature to cross-sell credit and banking services?
As investors, we often focus on: user growth, engagement, ecosystem expansion.
But product quality matters, especially if Nu wants to keep users inside its platform instead of losing them to real brokers.
For those in Brazil actually using Nu Invest:
Has this been your experience too?
Has it improved recently?
Do you still use it, or did you move to another platform?
Curious to hear real user feedback, especially from locals.