What are the key differences between 529 plans, UGMA/UTMA custodial accounts, and Roth IRAs for minors, and which offers the best tax advantages for building a $1,000+ account for a child?
What's the best plan for this? Just keep the 1k until age 18 and then roll it into our IRAs on fidelity? Any point in putting more money into rather than trad or roth IRAs?
When and how do we get the money?