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REDDIT

I lost my job in September 2025. Should I leave my 401k in my previous employers plan, or should I move it to Fidelity where I have my Roth IRA?

E
Jan 27, 2026 · 13:29

I guess I'm asking, does it matter? Im under the assumption that I cannot keep contributing to it, right? I mean I know I wont get a match anymore, but I cant contribute to it myself, can I?


Is there any advantage or disadvantage to just leaving it with Empower (the company my old job's 401k plan was with) or is it better to simply move it to Fidelity where the rest of my retirement is (Roth IRA, Individual account). We aren't talking hundreds of thousands here, more like around 60kish..