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REDDIT

401k portfolio rebalancing

D
Jan 27, 2026 · 09:15

Hello, I rebalanced my portfolio for future investments and looking for people’s suggestions on whether I should change it somehow or not.

I currently did 70 S&P500 and 30 Target Dated Fund 2070. Is this a decent choice? The target dated fund is 30% international stocks and 40% US stocks.

I did no small cap, value, or growth since I thought S&P500 and target dated fund already covers those. I didn’t do international either since the target date fund has that too. Thoughts?