Posts  / #POST-217870
REDDIT

Is it worth investing in international in an Ira?

I
Jan 26, 2026 · 16:43

Is it worth investing in international in an Ira? I can’t claim the foreign tax credit in this Roth account so I’m not sure it’s worth investing in international without opening a separate taxable brokerage account. I don’t get make enough to fully max an Ira+401k so it feels like a waste opening a taxable brokerage but at the same time I want to diversify. It also feels like a waste not getting the foreign tax credit, so I’m not sure what to do. Any advice would be greatly appreciated!