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REDDIT

Question about Portfolio gains/taxes after death?

K
Jan 25, 2026 · 00:36

Hi all,

I have a decent sized portfolio where if I sold everything the capital gains tax would be six figures. If I were to die, is there anyway to sell everything and transfer the account/cash to my parents in a way that would avoid paying taxes and they can just get the portfolio amount as is? They have little to no investing experience, English as a third language so not trying to burden them with this.

Thanks