I’m 24 years old and started investing in my Roth IRA about a year ago. I want to hit a million (or more) from it once I retire, if possible. I’ve been using a mix of ChatGPT and Reddit to find out which ETFs to buy. I want a diversified, growth-oriented portfolio that provides a nice amount of dividends to reinvest. I also want to play a little more aggressively since I’m young. Here is what I own so far:
5 VOO - Core
2 QQQM - Core
5 VXUS - Core; I wanted international exposure
1 VHT - I wanted healthcare exposure
1 VGT - Read that this paired well with QQQM
1 AVUV - I wanted small-cap exposure
1 XAR & 1 XLE - With the Trump/Venezuela/Oil situation, I wanted to be ahead
I’m currently sitting at about + 9.19% Unrealized Gain/Loss, if that matters. Do I have too much overlap and need rebalancing? Maybe buy more of my core and think of everything else as seasoning to the mix? Any other ETF recommendations to buy? Thank you.