Posts  / #POST-217637
REDDIT

Is it better to DCA or just buy a lump sum

M
Jan 23, 2026 · 17:00

Im 19 a student from lithuania and i started investing about 2-3months ago. Right now i have about 1.6k invested and have about 12k in my bank. Should i use that 12k lets say like 50% of it and invest it into my long term portfolio (80% VWCE 10% IEMA 10% IUSN) or should i keep DCA? If you had to make that choice which one would you do?