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REDDIT

Home equity ? Or ETFs growth ?

T
Jan 22, 2026 · 15:41

Hi all, 24M here, I recently started investing about 1 and half year ago, I have about 25m in VOO, 10K in QQQM and 5K in VXUS, and I still invest about 2.5k a month some in Roth IRA and some in my brokerage.

Is it worth it, to buy a 400k house with a mortgage of $2900 and stop investing the $2500 in etfs? And focus more on the equity and appreciation of the house on the long term? Or keep my money how it is. And not buy a house till I need one ?