Posts  / #POST-217397
REDDIT

Thinking about investing €100k into Vanguard FTSE All-World (ACC)

G
Jan 21, 2026 · 07:08

Hi everyone,

I’m based in Germany and I’m considering putting most of my savings (around €100k) into the Vanguard FTSE All-World Acc ETF for the long term. The idea is simple: buy once and hold for many years.

With everything going on right now (US politics, geopolitical tensions, general market uncertainty), I’m a bit unsure about timing.

Would you invest a lump sum now, or wait a bit longer?

And what do you see as the main risks over a 10-year horizon?