Posts  / #POST-217335
REDDIT

As a 36 year old ($7,500), will this be seen as over contributing to my Roth IRA?

S
Jan 20, 2026 · 16:58

If I buy over $7,500 in VOO shares?

I did a Schwab check deposit and the funds are now available.


$7,500 for this year but there was some left over balance from last year.

I just feel like something is wrong if I go over $7,500


say someone deposits years in a row and finally realizes they have to buy, they can buy for $30,000 one year and that’s ok?

thanks!