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REDDIT

S&P 500 and moving between countries - is it there a better way now?

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Jan 20, 2026 · 16:20

Hello I am planning to open S&P 500. Preferably directly with Vanguard. But from the research I did when I was a student it looked like if I set up S&P500 in one country and I move, then it becomes such a hassle it's not worth it. I heard people say they had to close it and open a new one in a country they moved to, so it was entirely pointless to open it before moving. So I didn't.

But I plan to take full advantage of being part of the EU and try living in a couple more countries in my lifetime. I currently live and am employed in the UK, but planning to move my business to France or Germany soon.

I was in the subject of investing before remote work and digital nomads became a big thing like it is now so I figured it's time to check if there is now a way to just open one s&p500 with vanguard for life & for it to not be majorly affected by changes in my residency/tax residency.

Did anyone had been through it? Also "Give up and settle somewhere" is not an option, thanks.