Posts  / FXAIX  / #POST-217089
REDDIT

Looking into these index for first time brokerage account

N
Jan 17, 2026 · 07:45

I'm 40, already maxing 401k and Roth Ira. I was saving for a second home but changed my mind and now I have $115k to invest. I'm looking at these index funds and allocations. Funds have good returns, low expenses and the tracking error seems low. I appreciate any feedback!

Fidelity 500 Index FXAIX. (40%)

Fidelity Mid Cap Index FSMDX. (30%)

Fidelity® Select Semiconductors Portfolio (FSELX) (20%)