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REDDIT

Am I thinking about this right?

S
Jan 17, 2026 · 03:09

Okay so when I backtest since \~2016, performance between QQQM and a SCHG/SPMO combo is extremely similar, which makes sense given tech leadership over that period.

My question is more about structure than past returns:

SCHG + SPMO seem more “set-and-forget” in the sense that they can rotate across the entire U.S. large-cap universe and into any sector that becomes dominant over time, whereas QQQM is constrained to the Nasdaq exchange and excludes financials.

So my thesis is that QQQM is a cleaner, more concentrated bet on continued Nasdaq-style growth, while SCHG/SPMO is a more adaptive approach that may better handle regime changes if leadership shifts away from tech.

For those who’ve thought about this tradeoff: which would you prefer to hold long-term and why?