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REDDIT

Invest $1000 every month. At ~12% in 20 years you will have 1mln. And only $240k came out of you pocket.

P
Jan 14, 2026 · 06:44

12% is the average S&P 500 return over the last 50 years with dividends reinvested.

It’s mind-blowing in its simplicity.

No tricks, no genius required, no constant decisions.

Just time, discipline, and letting statistics work for you.

I know that previous performance is not a reliable indicator of the future, but that’s the best we have, right?