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REDDIT

Moving out of I-Bonds in to VXUS

M
Jan 13, 2026 · 16:08

Went pretty heavy in to I Bonds when rates were better, but now it’s time to move on. I realize I may be a little late to the party, but better late than never and I’m trying to do a better job overall.

The rest of my portfolio is pretty heavy in S&P Index funds plus target retirement funds. I’d like my taxable Fidelity account to be more international focused to balance things out.

Once I decide the dollar amount, should I dump it all in at one or space it out a bit? I’m 42. Let me know what other info I can share to help the discussion. Thanks.