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REDDIT

Liquidating stocks to cover expenses

D
Jan 12, 2026 · 05:58

Your portfolio will likely have some big winners, some pretty flat and some sitting on an unrealised loss.

My question is how do you determine which positions to sell off if you need some cash to cover some expenses? Do you sell some that are sitting at/near ATH or cut losses on the losers? Happy to hear your thoughts

Also, I don't have to pay any capital gains tax so that is not a factor for me.