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REDDIT

Harvesting Long Term Gains

D
Jan 11, 2026 · 19:22

If in the 0% Long Term Gain tax bracket, wouldn't it then make sense to lock in long term gains each year up to just below the AGI that bumps you into the taxed bracket?

Sell and immediately buy a like investment? So you're not really changing your investments, or missing time in the market, you're just moving the goalpost on your gains a little each year tax free?