I haven’t budged on my opinion that SCHD is irrelevant for people below the age of 40 (really 55, but I’ll bite). I see 20 year olds on here saying how they are buying SCHD. Since 2011, S&P is 436% and SCHD is 236%. Also, SCHD can be a tax nightmare. Liquidity should not effect young people, growth-based stocks and or ETFs/mutual funds should be 100% the goal. It’s not even close, but I’m willing to be wrong and or debate. Let’s hear it (all love!).