Hi!
living in a country where directly buying ETF is hard so my plan is buying UITF of banks,
planning to do this allocation on my savings by monthly adding
50% on UITF that tracks VT
25% on UITF that tracks IVV
25% on government backed investment that yields 5-7% dividend
and another allocation using my monthly salary by doing
40% IEMG
30% local short term fund
30% Gold ETF (IAUM)
seeking any guidance/help if this plan is good.
thanks so much!