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REDDIT

Investing strategy for high earner in their 20's?

P
Jan 7, 2026 · 01:47

I am in my mid 20's and have a NW of 250k. I also make 250k gross per year. I am currently just dumping everything in low cost index funds (VOO). Happy with the results so far, steady climb.

I max out my 401k, and IRA. I have an emergency fund in a HYSA.

But, how can I do better in my investment strategy as a high earner at such a young age? I don't want to get greedy, but I still can't help feel like I'm leaving money on the table.

My goal is to retire as early as I can safely, save aggressively, while enjoying the ride. Thoughts?