My partner's nephew's child (16F) recently started working as a hostess at a restaurant. I told her about ROTH IRA's a little while ago and about how to build wealth and such and she just texted me asking about opening one. Someone suggested SoFi to her but she wanted to know what I recommend. Personally, I use Fidelity so that's what I would recommend, but I'm interested to know what other people think about platforms that are "kid-friendly"
I'm also looking for advice around "custodial" issues because I don't hold this girls father (who is her only living parent) in high regard. If he is able to access her money he will probably try to withdraw it for himself so I'm wondering if she needs a "guardian" and if it's possible to make that me or someone else who is not an immediate family member.