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REDDIT

Inheriting $250K. Smartest way to invest for buying a house in 3 years?

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Jan 6, 2026 · 12:35

31F, single, no kids, no debt. Numbers/finance are not my forte (I went to art school). My dear grandparents generously left me $250K and I am overwhelmed with where to start investing it. I would like to purchase a house in the next 3 years or so (likely won’t be sooner than that) but want to ensure the money is accessible in 3 years.

I am meeting with my financial advisor at the end of the week to discuss ideas on what to do with the money. When I briefly spoke with him earlier, he suggested a saving brokerage account at 3.73%, money market, or a 3-year CD.

I’d love to hear your thoughts. Thank you!