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REDDIT

Transfer Roth IRA from vanguard to Fidelity?

O
Jan 6, 2026 · 12:29

My regular brokerage is at fidelity. My Roth is at Vanguard.

I use my ESPP to fund my Roth. My ESPP is through Fidelity.

Right now, I sell my ESPP, transfer funds to my checking account, then contribute to my Roth in vanguard.

Would it be better to move Roth to fidelity to avoid this extra 2-3 steps? Are there any negative impacts outside of the added steps?