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REDDIT

What should I do with my cash savings?

R
Jan 5, 2026 · 22:23

Hello everyone - I am a male in my early 30s. I currently have about $500k in SGOV in a brokerage account.

I recently started investing $3k per month into VOO, but only have about $30k in it so far - so my cash/treasury allocation is still very high.

I’ve been feeling a bit discouraged because I missed much of the recent gains in VOO.

What would you recommend I do in this situation? Any advice would be appreciated. Thanks!