Posts  / FSKAX  / #POST-215816
REDDIT

Starting my Roth IRA. 21 years old. How’s my portfolio looking?

F
Jan 3, 2026 · 19:12

Starting my Roth IRA and this is what i’m planing on investing in and how im allocating it. I opened my account on Fidelity.

70% FSKAX
25% FTIHX
5% FBTC

I chose those 2 Fidelity funds over the others that have no fees because I know these also cover small caps, and the others don’t (FZROX & FZILX).
Also chose these over VTI and VXUS since i’m on Fidelity, just to keep it the same.

Is this a good portfolio? Anything I should be looking to change? All advice is welcome, thank you !!