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REDDIT

What should I do with $500k cash (in the bank lol)?

S
Jan 2, 2026 · 18:32

Just flipped the house, but I know it's gonna take me a while to find my next deal. I usually stash my money in a high-yield money market account, but I'm thinking maybe I should put more into an S&P index or something like that (actively managed). Wondering what people on here have for advice. Thanks in advance!

PS. My passion is passive income, relatively low risk. I must be able to protect my principal either through insurance or collateral ✌️